Products & Services

Retirement Savings Account

Open A Retirement Savings Account (RSA)

GTPM Retirement Savings Accounts are designed to ensure that funds are set aside and invested on your behalf until retirement. start saving now to secure a better future.

To open a Retirement Savings Account, you would need the under listed 

  • National Identification Management Commission (NIMC) Slip
  • A Passport Photograph against a white background
  • Your Means of Identification
  • A Proof of Address 
  • A Completed RSA Registration Form 
  • Download the RSA form here

Click on the button below to complete your Registration online 

Cross Border Services

With Guaranty Trust Pension Managers, Nigerians in the diaspora can participate in the local pension scheme. Our Cross Border Services allows anyone to domesticate their pension contributions from anywhere in the world. This service allows you to:

  • Participate in the Contributory Pension Scheme (CPS).
  • Transfer your pension from any country to Nigeria upon relocation.
  • Pay into your Nigerian pension fund from anywhere in the world.
  • Pay into your international pension fund from Nigeria.

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Fund Performance

We direct our investments towards earning you profitable returns while safeguarding your money. See how we’re performing today.

  • Fast

    We promise to give you the best retirement, but it will only happen because of our quick response to market opportunities and your needs.

  • Efficient

    We have built a reputation for efficiency and continue to do so with our checklist of value-adding innovations which we optimize to manage your pension.

  • Smart ROI

    Our investment decisions are smart and directed towards high-performing instruments that deliver profitable returns on your investment.

Transfer Window

Switch from any Pension Fund Administrator (PFA) to Guaranty Trust Pension Managers with ease. The simplicity of our process affords you the convenience of switching PFAs without difficulty and at no extra cost to you.

If you would like to transfer your pension fund to Guaranty Trust Pension Managers any time of the year, we will manage the process seamlessly. You can also trust us to provide you with the most responsive, professional, and efficient pension management service. You can also trust us to do it with transparency and utmost integrity.

Kindly express your interest to transfer to us

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You can also check these out

  • Voluntary Contributions

    People who want to make additional savings towards their pension can do so with this service. You can put aside any amount you want into your VC and reduce your tax liability.

    I want to know more
  • Micro Pension Account

    Guaranty Trust Pension Managers is invested in safeguarding the future of everyone. This includes everyone in the informal sector who is not covered by private or government employers.

    I want to know more


Everything you need to know about our pension product and services. If you don’t find the answer you are looking for, you can reach out to our support team.

  • What is a Pension?

    Pension is a regular income received by a person at retirement when he/she stopped working because of having reached a certain age or based on health condition to cater for his/her needs at old age

  • What is an Retirement Savings Account (RSA)?

    A Retirement Savings Account (RSA) is an account opened by an employee or contributor with a PFA of choice into which all pension contributions and returns on investment are paid. Every contributor under the contributory pension scheme (CPS) is expected to open RSA in his/her name with a PFA of his/her choice into which all his/her contributions and returns on investment are paid

  • Can I withdraw from my Retirement Savings Account (RSA) at any time?

    Contributors cannot withdraw money except at retirement or upon temporary loss of job and in all cases, withdrawals are subject to approval by the National Pension Commission (PenCom). The PFA is required to invest the money in allowable investment outlets and the income generated is fully credited into the RSA.

  • Who is a Pension Fund Administrator (PFA)?

    A PFA is a company licensed by the National Pension Commission for the sole purpose of managing and administering pension funds contributed into the RSAs.

  • Who is a Pension Fund Custodian (PFC)?

    A PFC is a company licensed by the National Pension Commission to keep pension money and assets in the RSA on. trust for the employee on behalf of the PFA. The PFC receives pension contributions from employers on behalf of PFAs, settles investment transactions on the order of the PFA, effects payments of benefits and undertakes other administrative functions.

  • What is the Difference Between a PFA and a PFC?

    The PFA manages and invests the pension funds on behalf of contributors while the PFC keeps the pension funds and assets in safe custody and carries out transactions on behalf of the PFA.