All you need to know about our multi-fund service
Guaranty Trust Pension Managers offer different pension fund options to match our client’s risk appetite. Depending on your risk tolerance, you can direct your pension to be conservative or aggressive investments where you can either accumulate modest returns or maximize your returns.
With these available RSA multi-fund options, everyone can invest something towards their future.
You can invest in one or more fund options we offer.
|Fund I||Fund II||Fund III||Fund IV||Fund V||Fund VI|
|Not accessible to retirees over 50||Default RSA fund for people who are 49 and below||Default RSA fund for people who are 50 and above||Default RSA fund for retirees||For contributors in the informal sector||For non-interest/sharia-compliant contributors|
|Contributors over 50 can move funds to Fund II or III on request||Contributors can move funds to Fund I on request||Contributors can move funds to Fund II on request||Contributors cannot move funds||40% can be withdrawn for contingencies||Contributors can move between Fund II, III or IV|
|ARR of 3yrs = 7.160%||ARR of 3yrs= 14.081%||ARR of 3yrs= 15.185%||ARR of 3yrs= 13.602%||ARR of 3yrs= 12.887%||ARR of 3yrs = 1.620%|
|Rolling Average of 3yrs=N/A||Rolling Average of 3yrs= 11.96%||Rolling Average of 3yrs= 14.25%||Rolling Average of 3yrs= 12.84%||Rolling Average of 3yrs = N/A||Rolling Average of 3yrs-N/A|
|Admin. fee = ₦100||Admin. fee = ₦100||Admin. fee = ₦100||Admin. fee = ₦100||Admin. fee = ₦20 for contributions below ₦4,000 and ₦80 for contributions above ₦4,000||Admin fee = ₦100|
To initiate a transfer among funds, kindly fill the Multi-fund Transfer Form below and send a copy to email@example.com